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Beyond just protecting against immediate environmental damage

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On the flip side, not all car loans require a down payment. Some lenders offer "zero-down" financing options, which can be appealing if you're short on cash or prefer to allocate your funds elsewhere. However, these loans often come with higher interest rates or additional fees, making them more expensive in the long run. It's crucial to weigh these options carefully and consider whether saving up for a down payment is worth it in your specific financial situation.
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